Customized Group Benefits and Distinctive Human Resource Support

We strive to design plans that will assist your company in attracting, retaining and motivating employees.


Our Values

At Northern Benefits, we offer goal-oriented benefit plan strategies with a focus on financial feasibility and employee retention. We are dedicated to establishing long-term relationships with our clients in order to provide comprehensive and superior service.

We can provide a free analysis of the Maine and New Hampshire Insurance Market inclusive of pricing, provider networks, tax favored plans, funding alternatives, compliance requirements and best practices to effectively communicate with staff. We have a number of plan designs and funding alternatives that will save you money while maintaining a benefits plan that will attract and retain great employees.

Employers are being asked to balance the increasing financial burden of competitive employee benefits packages with the task of keeping up with a rapidly changing regulatory environment. Managing an employee benefits program now comes with significant administrative and compliance burdens. That’s where we come in.

Northern Benefits has been helping employers navigate the benefits landscape for over 20 years. We research, analyze and track the regulatory environment and present clients with individualized, comprehensive options. As licensed representatives of all major carriers in health, life, disability, and dental, we can ensure that clients make the best strategic decisions for their business as well as their employees.

Using technology, we deliver a platform for benefits, compliance and all HR functions. We offer expert advice on benefit plan design and management as well as solutions for ERISA compliance, COBRA compliance, employee communications and HR support.

The Affordable Care Act has exponentially increased the administrative and financial burden placed on employers. Navigating the changing health care environment can be challenging. However, at Northern Benefits, compliance is easy. We prepare a company specific, comprehensive compliance calendar to assist each client with ACA reporting, fees, notice and appeals requirements.

Northern Benefits also provides guidance on FMLA, ADA, and FLSA issues and HR training and education. Additionally, we offer DOL audit review services and ERISA support, including Wrap documents and annual 5500 filing assistance. In order to ensure that our clients remain compliant, Northern Benefits sends out a monthly newsletter with reform updates and also provides live links and portal access to various HR and compliance websites.

Northern Benefits works in conjunction with your wellness team and current wellness program to offer both on-site and off-site personalized health coaching for increased utilization of preventative care visits and much more.

Schedule your consultation with our wellness team today!

Contact Megan Waite
Health Coach

Our innovative digital support platform has something for everyone. Using technology, we deliver a platform for benefits, compliance and all HR  functions. We offer expert advice on benefit plan design and management as well as solutions for ERISA compliance, COBRA compliance, employee communications and HR support. Digital services include HR360, Employee Navigator, and Wrap360, all designed to assist with managing your total benefit offerings and communications with employees.

The Northern Benefits team counsels employees individually to help them better understand their benefits package. Through innovative technology, we offer enrollment services, customized employee memos and support materials.Our on-line enrollment platform is branded for your company and customized with your benefits, eligibility and contributions. This streamlines your new hire on-boarding and open enrollment, while providing required compliance documents and resources including plan comparisons, provider networks and more.

Our technology allows us to spend less time on the paper and focus on the people. Our team will facilitate and attend employee meetings and benefit fairs and provide new hire information and training tutorials. As a result, employees will appreciate and understand their benefits, which will lead to efficient plan utilization.

Our Team

Adam Sturtevant

Principal Maine Office

Lori Lape

Broker/Client Services Maine Office

Angela Rexroad

Alex Sturtevant

Client Relation Specialist Maine Office

Mailing Address

PO Box 325
Gorham, Maine 04038

Physical Address

35 Cumberland Street
Suite 2
Westbrook Me 04092

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